CII Certificate in Insurance (IF1) Practice Test 2026 – Your All-in-One Guide to Mastering Insurance, Legal, and Regulatory Topics!

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Vicky buys a new refrigerator and wishes to purchase extended warranty insurance cover for it. From where is she most likely to buy the cover?

A direct insurer.

An insurer's representative.

A local insurance broker.

The shop where the purchase was made.

Vicky is most likely to purchase extended warranty insurance cover for her new refrigerator from the shop where she made the purchase. Retailers often offer extended warranty services as part of their sales process, providing customers with the convenience of acquiring insurance coverage at the point of sale. This option typically allows her to easily add the warranty to her purchase, ensuring that she can protect her appliance from potential future issues without needing to search for a separate insurance provider.

Other methods of obtaining warranty coverage, such as through direct insurers, insurers' representatives, or local insurance brokers, may not offer the same level of convenience. While these avenues do provide warranty options, they usually require additional steps, such as seeking out quotes or learning about policies independently, which might not be as immediate or straightforward as purchasing directly at the store.

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